MBLife MOST 18 is a term life insurance product with PDF or Premium Deposit Fund. MOST stands for Multiple Option Super Term and it’s a life insurance product that covers you for 18 years, thus the name MOST 18.
It’s a product by Manila Bankers Life Insurance Corporation, and launched in partnership with IMG to provide Filipino families with an affordable, flexible, renewable term life insurance with a zero-risk savings and investment component.
1. Fill-up Proposal Form
2. Agree on the Generated Proposal
3. Fill-up and Sign Application Form For Insurance
4. Review Signed and Completed Policy Proposal and Application
5. Choose Payment Method (BPI Bills Payment, Paypal, Credit Card, Bank Deposit/Transfer/Remittance, Bancnet)
6. Complete Online Payment
7. Underwriting Approval (within 24 business hours except Sundays and Holidays )
8. Receipt of Online Policy via Customer Portal (email instructions will be sent immediately after approval)
Potential 50%* lower than most life insurance like endowment, whole life. It allows you to have higher face amount.
PDF allows higher growth of funds with guaranteed rate of return.
Settle your contributions based on a schedule that fits your lifestyle.
You can withdraw your savings anytime without any penalty; and still have the protection/coverage.
Your savings is always added to your protection/coverage.
Insure yourself and your whole family.
You have the option to convert your insurance to permanent plans prior to age 65.
You may renew your insurance for a period of 18years before you reach age 60.
You already have savings on the 1st year, which you can withdraw in case of emergency.
Premiums may be settled from your investment earnings.
Free to decide where to invest the difference in buying term life.